There are certain times when you may need immediate financial assistance and can’t afford to wait for days or weeks for a bank loan to be approved. One of the best and fastest ways to get cash is applying for an instant payday loan with guaranteed approval.
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Forrest Gump once famously said “Life is like a box of chocolates. You never know what you’re going to get.” As life would have it, you get unexpected financial obligations such as emergency hospitalization, car repairs or a roof in dire need of a spruce-up. However, you may not have built up enough savings for rainy days. Payday is several weeks away. Asking for help from family or friends is an option you don’t wish to consider. What other borrowing options do you have? And what if you don’t have a good credit history? To be strapped for cash when you need it urgently is stressful enough. Having to deal with the rejection of a bank loan due to bad credit history is the last thing you want.
There’s a type of loan which may help tide you over your financial predicament.
So what’s an instant payday loan? Simply put, it’s a small amount of cash, usually not more than $1,000, lent to you by direct payday lenders and should be paid off when you receive your salary on the following payday. Instant payday loans are a practical alternative to traditional lenders such as banks or credit unions for people who need cash very quickly or are rejected by other institutional loan lenders. Payday lenders don’t conduct any credit checks and the loan approval could be as fast as 24 hours. The cash you so desperately need is in your hands as soon as possible without any delay. instantpaydayloans24.org is a reliable private payday lender and is one of the fastest, most discreet and convenient ways to secure instant online payday loans.
Instant online payday loans boast many advantages that make them popular among borrowers.
Unlike traditional institutional lenders, you don’t have to let your assets such as your house, car or bank accounts become collateral for the payday lender. So there isn’t the insecurity of losing the roof above your head whenever you turn to instant payday loans. Simply fill out simple personal details such as name, email address, employment details and bank account number in an online application form on our website and our consultants will immediately verify your information. instantpaydayloans24.org is able to approve your payday loan within an hour of application. The loan amount will be deposited into your bank account for immediate and convenient withdrawal. No credit checks, no delays, just timely arrival of the funds you need.
When applying for a fast payday loan, it’s as easy as a few simple clicks. All you need is an internet connection to apply online at any hour of the day. You don’t have to wait in a long queue or set aside time for a special trip to the bank during its opening hours.
- Flexible loan amounts from $100 to $1500
- No credit checks
- Bad credit history isn’t taken into account
- Easy application and instant approval
- Secure online application
- No documents to prepare or fax
- Money is deposited into bank account within one hour or overnight
- Queries are answered by friendly, round-the-clock customer service, even on weekends
With numerous advantages, what’s there not to like about instant fast payday loans? Continue reading to get the full picture…
In exchange for lending to individuals with bad credit history and without collateral, some payday lenders charge extremely high interest rates for bearing those risks. Some interest rates can be as high as 30% of the loan amount. However, if you’re able to pay off the loan within the next one or two paychecks, the interest amount will not snowball out of hand. We at instantpaydayloans24.org are always happy to work with you on your loan repayment.
With direct payday lenders, the amount you can borrow depends on your regular monthly income. The following is a simple illustration of varying loan amounts and their interest rates.
|First loan||$100 – $700|
|Subsequent loans(after successful repayment of first loan)||$700 – $2000|
|Interest rates||15% – 30% of loan amount|
|For a loan of $400||If interest rate is 15%Total repayment = $400 + 15% interest rate = $460
If interest rate is 30%
Total repayment = $400 + 30% interest rate = $520
Interest rates of online payday loans may be much higher than traditional loans from banks or credit unions, but you’ve a much higher chance of successful application compared to a traditional bank loan that requires good credit history for approval. In times of dire need, you can’t afford to wait for a bank loan approval or the possibility of being rejected because of a less-than-stellar credit history. So instant online payday loans may come in handy.
For instant cash, call us at 855.826.4788
How to get an instant payday loan
How to get an instant payday loan
Applying for an instant payday loan is really easy and simple. There’s no need for repetitive meetings with representatives from various lending companies before getting a loan. The number of documents you need to submit together with your payday loan application is significantly smaller compared to what you’re required to submit when applying for a bank loan.
When you fill out an application for instant payday loans direct lenders, you must have a checking account with a bank where checks can be withdrawn. The loan approval process will be delayed If you refuse to provide the necessary documents as proof of employment
What are the fees?
The interest rates for instant payday loans online are much higher than traditional bank loans. This is partly justified by the risk that payday lenders take in not seeking collateral from borrowers, lending money to applicants with bad credit history and only asking for basic personal information and documentation. The total costs associated with short-term payday loans could be as high as 30% of the amount borrowed.
- Easy to get
Applying and qualifying for any payday loan is extremely easy since the only limitations are that you have sufficient income and have never defaulted on another payday loan in the past.
- Security of information
When applying for an instant payday loan, your personal and banking information is secure, since payday lending companies can’t give it to other companies.
- It’s fast
Filling out an application and receiving an instant payday loan only takes a few minutes, and many payday companies offer you a one-hour guarantee for receiving your money after they approve you.
Instant payday loans are short-term, which means you can pay them back easily when you get your next check.
Payday lending institutions are often open outside of regular banking hours, which allows you to obtain emergency cash loans at any time. Payday lending companies also have an online presence, allowing you to apply for loans online.
- Invaluable for emergencies
Because you can often obtain your loan in less than an hour, you can use the money to pay for upcoming bills, pending late fees, and to avoid bounced check fees.
Things you should know
There are many ways in which people with malicious intention can take advantage of you and your need for instant cash. There are things that you should know and do to protect yourself. You should always ask for a license. It’s important to check this license when you’re looking into a payday loan service as a licensed business must comply with state laws. You should also watch out for hidden fees and read the terms presented to you carefully before signing anything.
Make sure you’re in direct contact with a payday lender. It’s much easier to deal with a lending service if you can directly speak to representatives on the phone. It’s important to know that though there are many dubious lending companies out there, direct lender payday loans is a great service if you can find the right company with a track record of customer satisfaction and honest business conduct.