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There are certain times when you may need immediate financial assistance and can’t afford to wait for days or weeks for a bank loan to be approved. One of the best and fastest ways to get cash is applying for an instant payday loan with guaranteed approval.

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How Payday Loans are used in the USA

How Payday Loans are used in the USA How Payday Loans are used in the USA

Yes to instant loans, no to credit checks

Instant payday loans

Instant payday loans

Forrest Gump once famously said “Life is like a box of chocolates. You never know what you’re going to get.” As life would have it, you get unexpected financial obligations such as emergency hospitalization, car repairs or a roof in dire need of a spruce-up. However, you may not have built up enough savings for rainy days. Payday is several weeks away. Asking for help from family or friends is an option you don’t wish to consider. What other borrowing options do you have? And what if you don’t have a good credit history? To be strapped for cash when you need it urgently is stressful enough. Having to deal with the rejection of a bank loan due to bad credit history is the last thing you want.

There’s a type of loan which may help tide you over your financial predicament.

How instant payday loans may help?

So what’s an instant online payday loan? Simply put, it’s a small amount of cash, usually not more than $1,000, lent to you by direct payday lenders and should be paid off when you receive your salary on the following payday. Instant payday loans are a practical alternative to traditional lenders such as banks or credit unions for people who need cash very quickly or are rejected by other institutional loan lenders. Payday lenders don’t conduct any credit checks and the loan approval could be as fast as 24 hours. The cash you so desperately need is in your hands as soon as possible without any delay. is a reliable private payday lender and is one of the fastest, most discreet and convenient ways to secure instant online payday loans.

Advantages of instant online payday loans

Instant online payday loans boast many advantages that make them popular among borrowers.

no credit check, no delays

no credit check, no delays

Unlike traditional institutional lenders, you don’t have to let your assets such as your house, car or bank accounts become collateral for the payday lender. So there isn’t the insecurity of losing the roof above your head whenever you turn to instant payday loans. Simply fill out simple personal details such as name, email address, employment details and bank account number in an online application form on our website and our consultants will immediately verify your information. is able to approve your payday loan within an hour of application. The loan amount will be deposited into your bank account for immediate and convenient withdrawal. No credit checks, no delays, just timely arrival of the funds you need.

When applying for a fast payday loan, it’s as easy as a few simple clicks. All you need is an internet connection to apply online at any hour of the day. You don’t have to wait in a long queue or set aside time for a special trip to the bank during its opening hours.

Why choose

  • Flexible loan amounts from $100 to $1500
  • No credit checks
  • Bad credit history isn’t taken into account
  • Easy application and instant approval
  • Secure online application
  • No documents to prepare or fax
  • Money is deposited into bank account within one hour or overnight
  • Queries are answered by friendly, round-the-clock customer service, even on weekends

With numerous advantages, what’s there not to like about instant fast payday loans? Continue reading to get the full picture…

Note high interest rates when borrowing instant payday loans

In exchange for lending to individuals with bad credit history and without collateral, some payday lenders charge extremely high interest rates for bearing those risks. Some interest rates can be as high as 30% of the loan amount. However, if you’re able to pay off the loan within the next one or two paychecks, the interest amount will not snowball out of hand. We at are always happy to work with you on your loan repayment.

With direct payday lenders, the amount you can borrow depends on your regular monthly income. The following is a simple illustration of varying loan amounts and their interest rates.

First loan $100 – $700
Subsequent loans(after successful repayment of first loan) $700 – $2000
Interest rates 15% – 30% of loan amount
For a loan of $400 If interest rate is 15%Total repayment = $400 + 15% interest rate = $460
If interest rate is 30%

Total repayment = $400 + 30% interest rate = $520

Interest rates of online payday loans may be much higher than traditional loans from banks or credit unions, but you’ve a much higher chance of successful application compared to a traditional bank loan that requires good credit history for approval. In times of dire need, you can’t afford to wait for a bank loan approval or the possibility of being rejected because of a less-than-stellar credit history. So instant online payday loans may come in handy.

For instant cash, call us at 855.826.4788

How to get an instant payday loan

How to get an instant payday loan

Applying for an instant payday loan is really easy and simple. There’s no need for repetitive meetings with representatives from various lending companies before getting a loan. The number of documents you need to submit together with your payday loan application is significantly smaller compared to what you’re required to submit when applying for a bank loan.

When you fill out an application for instant payday loans direct lenders, you must have a checking account with a bank where checks can be withdrawn. The loan approval process will be delayed If you refuse to provide the necessary documents as proof of employment


What are the fees?

The interest rates for instant payday loans online are much higher than traditional bank loans. This is partly justified by the risk that payday lenders take in not seeking collateral from borrowers, lending money to applicants with bad credit history and only asking for basic personal information and documentation. The total costs associated with short-term payday loans could be as high as 30% of the amount borrowed.


  • Easy to get

Applying and qualifying for any payday loan is extremely easy since the only limitations are that you have sufficient income and have never defaulted on another payday loan in the past.

  • Security of information

When applying for an instant payday loan, your personal and banking information is secure, since payday lending companies can’t give it to other companies.

  • It’s fast

Filling out an application and receiving an instant payday loan only takes a few minutes, and many payday companies offer you a one-hour guarantee for receiving your money after they approve you.

  • Flexible

Instant payday loans are short-term, which means you can pay them back easily when you get your next check.

  • Convenient

Payday lending institutions are often open outside of regular banking hours, which allows you to obtain emergency cash loans at any time. Payday lending companies also have an online presence, allowing you to apply for loans online.

  • Invaluable for emergencies

Because you can often obtain your loan in less than an hour, you can use the money to pay for upcoming bills, pending late fees, and to avoid bounced check fees.

Things you should know

There are many ways in which people with malicious intent can take advantage of you and your need for instant cash. There are things that you should know and do to protect yourself. You should always ask for a license. It’s important to check this license when you’re looking into a payday loan service as a licensed business must comply with state laws. You should also watch out for hidden fees and read the terms presented to you carefully before signing anything.

Make sure you’re in direct contact with a payday lender. It’s much easier to deal with a lending service if you can directly speak to representatives on the phone. It’s important to know that though there are many dubious lending companies out there, direct lender payday loans is a great service if you can find the right company with a track record of customer satisfaction and honest business conduct.

Green Touch: Our Products

Title Loans

Title loans differ from both payday loans and installment loans in that the security for the loan is not your job. Instead it’s the title papers for your car, motorbike, truck, mobile home or boat. With a car title loan you can still drive your vehicle after you borrow the funds.

Payday Loan Consolidation

If you’ve got yourself into financial hot water because you didn’t repay your high interest loans there is still an escape route. We’ll match you up with a specialist who can assess your situation and if possible negotiate a discount on both your interest rate and the total amount payable and handle the payments for you to simplify the process.

Payday loans

We offer payday loans online, a short term loan in the form of a cash advance. These loans carry a high rate of interest and to avoid difficulty with repayment should be repaid no later than your next payday. Payday loans are controversial as they are often the loan of last resort and tend to be used by borrowers who have a bad credit rating.

Installment Loans

Green Touch is pleased to offer online installment loans which are intended for slightly longer time horizons than payday loans. An installment loan is not intended to be paid back in one go, and instead repayments are made in monthly installments of an amount predetermined at the time the loan is made. Installment loans from our lenders are targeted at borrowers who have few other places to turn.

Merchant Cash Advances

Intended for companies, not individuals, merchant loans are a novel way for the lender to share in the risk of your business. Instead of being paid back on fixed dates the lender takes a percentage of your credit card sales every day. This gives you, the merchant more flexibility on when you repay because if you enjoy poor sales, your payments to the lender also go down.

Green Touch Addresses

5050 Quorum Drive Dallas, Texas 75254
18851 NE 29th Avenue Aventura, FL 33180