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We connect you with lenders offering much better terms than payday borrowing: Green Touch Loans!

Don’t let unexpected bills get in the way of your ability to get to work; get back on track with a hassle-free Green Touch Emergency loan.

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  • Equal installments every month
  • Payments clear before you sign
  • Convenient Online Application Process
  • Good for medium-term cash needs
  • No application fees
  • Quick decision
  • Lower APR than shorter term lending
Medium term lending

Installment Loans Explained

If you need more cash than you can afford to repay with a payday loan this kind of loan may be for you as it is intended help those needing to raise a larger amount of money over a longer time period.

getting a loan

How to get one

Applying is relatively simple – in fact it’s similar to applying for most other types of credit. However, you need to ask some important questions:

What is the difference between a payday and an installment loan?

Payday loans tend to be under $1000 with the average being between $300 and $500, but in some instances payday loans may exceed $1000. The loan is repaid when the next paycheck arrives and is settled electronically via bank transfer or via a post dated check. If the borrower cannot pay the agreed amount off then a payday loan can be rolled over into the following month. Note that this will be very expensive because of the effect of compounding interest and should be avoided. If you are sure you will be able to repay the loan on your next pay day and you require under $1000 you can go straight to our payday loans online section.

Installment loans range from small amounts around $200 up to tens of thousands of dollars and are not intended to be repaid in full at the next payday. Monthly repayments are extended over a period of time. A borrower should consider this option if they have larger expenses or needs as the interest is lower than a payday loan.  The lender will look at your personal circumstances, credit score, and annual salary to see what you can afford to pay back. Further questions maybe be asked about your work situation, how long you have been employed, by whom to determine your ability to manage your repayments.

Bad Credit Score: A vital element of these loans is your credit score so if you know in advance that you may be applying then you stand a much better chance if you pay attention to this ahead of your loan application. There are plenty of credit score tools online like Experian that can give you this information.

These loans are useful for purchasing more expensive items or services such as building, cars, education, white goods, paying down existing higher interest debt and so on. Note that it rarely makes sense to borrow to buy a depreciating asset. You should borrow when you use the money to increase your productivity.

If you already have too many payday loans you may want to consider a more relevant kind of tool to help you back to solvency: Our payday loan consolidation  plans that both attempt to reduce your overall debt burden and should result in smaller interest payments.


Loan repayments are set up in advance so you know the amount you will be repaying with a fixed rate of interest, the payments remain constant and you can calculate what you exactly need to pay back from your next paycheck. Note that these loans may also carry a higher interest rate than other loan types so it is important to stick to your repayment schedule to avoid penalties and compounding interest on top of interest.

From the time you submit your application until you funds can be as low as a few days once your application was successful. Cons?


Payments are higher than traditional loans but not as high as a payday loan but please do your homework and compare both as by the time you have repaid in full with all interest and fees it may have been better just to take out a payday loan in the case where you only needed the money for a few weeks.
If you begin to miss deadlines for payments, this can result in larger fees and sanctions that can really increase the cost.

In some cases loans may be secured on your assets, if you fail to pay then these can be seized in order to pay off your debt.

Which type of Loan is suitable for you?

So summarizing the above you must think how much you need and for how long you need to borrow for. Is it for a quick 1 or 2 weeks or do you want to pay back over months? Obviously for larger amount and longer periods, you should probably go for an installment loan.

Is your credit rating bad? In this case you are more likely to be accepted for a payday loan. Can you manage the payments? Be honest with yourself and think if you really need to purchase the required goods or service and can you afford the monthly payday installments. Take your time to consider all options and remember iy’s not good to borrow to buy something that will not increase your earning power.


As with other types of loan from other lenders, you need to meet certain criteria in order to qualify for a payday loan from Green Touch. You must typically:

a) Be a US citizen
b) Be 18 years or older
c) Have a checking account with direct deposit eligibility
d) Have held steady employment in recent months

The majority of lenders – including banks and other financial institutions – require these four criteria. A checking account that receives direct deposits is typically a requirement for online payday loans, as this is the way your loan will be paid to you. Proof of steady employment is usually required so that the online payday loan lender is confident that you can repay your loan on time.


Increases in the cost of living mean that cash flow can be a problem for many people. If you have been offered a job but must wait for your first paycheck, that can cause problems with everyday expenses. Similarly, some people know they are due a bonus in the near future, but need money before then. These are scenarios where an installment loan could be useful:
1) You can borrow more money than a payday loan.
2) You will be given clear details on how much you will have to repay and when before agreeing to the loan.
3) Can easily be extended, with additional repayments.
4) Ideal for those wishing to borrow money for several months, bridging the gap between a payday loan and a long-term loan.
5) Unsecured, meaning you aren’t required to put up any assets as a guarantee.
6) Regular easy to understand repayments


Online cash advances have become increasingly popular over recent years thanks to their being so easy to arrange. Previously, if you wanted to arrange a short-term loan you had to visit a Main Street lender and wait in line. You can be approved in as little as one or two days, without even stepping outside your home. Not only that, but you can apply 24/7 without having to wait for your local bank to open.

Once approved, our lenders will provide a personalized repayment plan, along with the interest rate and the terms and conditions. If you agree to these conditions, the funds will be deposited directly into your bank account for you to use as needed.

Getting a loan

Applying is easy. Simply complete the form with details such as how much money you need. Our lenders will then make you an offer, including a repayment plan and what happens if you fail to make payments on time. If you agree to these conditions via an online form, the money will be paid into your account. You then make the repayments according to the schedule provided by our lenders.


Green Touch: Our Products

Title Loans

Title loans differ from both payday loans and installment loans in that the security for the loan is not your job. Instead it’s the title papers for your car, motorbike, truck, mobile home or boat. With a car title loan you can still drive your vehicle after you borrow the funds.

Payday Loan Consolidation

If you’ve got yourself into financial hot water because you didn’t repay your high interest loans there is still an escape route. We’ll match you up with a specialist who can assess your situation and if possible negotiate a discount on both your interest rate and the total amount payable and handle the payments for you to simplify the process.

Payday loans

We offer payday loans online, a short term loan in the form of a cash advance. These loans carry a high rate of interest and to avoid difficulty with repayment should be repaid no later than your next payday. Payday loans are controversial as they are often the loan of last resort and tend to be used by borrowers who have a bad credit rating.

Installment Loans

Green Touch is pleased to offer online installment loans which are intended for slightly longer time horizons than payday loans. An installment loan is not intended to be paid back in one go, and instead repayments are made in monthly installments of an amount predetermined at the time the loan is made. Installment loans from our lenders are targeted at borrowers who have few other places to turn.

Merchant Cash Advances

Intended for companies, not individuals, merchant loans are a novel way for the lender to share in the risk of your business. Instead of being paid back on fixed dates the lender takes a percentage of your credit card sales every day. This gives you, the merchant more flexibility on when you repay because if you enjoy poor sales, your payments to the lender also go down.

Green Touch Addresses

5050 Quorum Drive Dallas, Texas 75254
18851 NE 29th Avenue Aventura, FL 33180