Use of the services is limited to parties that lawfully can enter into and form contracts under applicable law. For example, minors are not allowed to use the service.
Links and Content
Company is not responsible for, and cannot guarantee the performance of, any products and services provided by any advertisers or others to whose sites we link. A link to another website does not constitute an endorsement of that site (nor of any product, service or other material offered on that site) by Company or its licensors.
While we try to ensure that any information we post to this website is both timely and accurate, errors may appear from time to time, since the Company Website is not updated daily. Therefore certain information may not be the most current information available. While we may post up to date information and reports, we may also continue to provide access to the original information and reports, as in an archive of news stories, for example, and we may not go back and change the original report to reflect new information. If you're looking for the most recent information on a given subject be sure you're not looking at an out of date report. Before you act on information you've found on our website, you should independently confirm any facts that are important to your decision.
Although we make this website freely accessible, the materials available through this website are the property of Company or its licensors, and are protected by copyright, trademark and other intellectual property laws. Except for the limited licenses expressly granted to you in this agreement, Company and its licensors expressly reserve all other rights and licenses. You are free to display and print for your personal, non-commercial use information you receive through this website, but you may not otherwise reproduce or modify any of the materials without the prior written consent of their owner. You may not distribute copies of materials found on this website in any form, without our prior written consent. Of course, you are free to encourage others to access the information themselves on this website and to tell them how to find it by linking to this site. Requests for permission to reproduce or distribute materials found on this website should be sent to email@example.com.
We welcome links to the homepage of our website. You are free to establish a hypertext link to the any part of this site so long as the link does not state or imply any affiliation with Company. We do not permit framing or inline linking to our website or any portion of it.
Company and its trademarks and service marks, logos and product and service names and phrases, which Company no claims or may claim in the future, are trademarks of Company (the "Company marks"). You agree not to display or use the Company marks in any manner, without Company's prior written permission.
You should report any violations of the Agreement to firstname.lastname@example.org.
Submissions and Postings
You are solely responsible for any information that you submit or post on this website. By using this website you agree not to submit, post or transmit any defamatory, abusive, obscene, threatening or illegal material, or any other material that infringes on the ability of others to enjoy this website or that infringes on the rights of others. We retain the right to deny access to anyone who we believe has violated these terms or any other term of this agreement.
We reserve the right (but assume no obligation) to monitor, delete, move, or edit any submissions or postings that come to our attention that we consider unacceptable or inappropriate, whether for legal or other reasons. We will comply with all requirements of the law regarding disclosure of any submissions or postings on this website to others, including to law enforcement agencies and parties making civil legal requests. We will also comply with any other requirements of the law regarding disclosure of other aspects of your use of this website.
Company reserves the right at any time to terminate your use of this website if you fail to comply in full with any term of this agreement, or any other terms, agreements, or policies that apply to this website and the use of it.
You agree to indemnify, defend, and hold harmless Company (including its parents, subsidiaries, and affiliates and all of their respective officers, directors, employees, agents, licensors, suppliers and any third-party information providers) against all claims, losses, expenses, damages and costs (including reasonable attorney fees) resulting from any breach of this agreement or unauthorized use of this website. Your indemnification obligation shall survive the termination of this agreement. At our expense and election, we reserve the right to assume the exclusive defense and control of any matter subject to indemnification by you and you agree to cooperate with Company in connection with our defense.
Disclaimer of Warranties and Liability
YOU AGREE THAT YOUR USE OF THIS WEBSITE IS AT YOUR SOLE RISK. BECAUSE OF THE NUMBER OF POSSIBLE SOURCES OF INFORMATION AVAILABLE THROUGH THE WEBSITE, AND THE INHERENT HAZARDS AND UNCERTAINTIES OF ELECTRONIC DISTRIBUTION, THERE MAY BE INTERRUPTIONS, DELAYS, OMISSIONS, INACCURACIES, OR OTHER PROBLEMS WITH SUCH INFORMATION. IF YOU RELY ON THIS WEBSITE OR ANY MATERIAL AVAILABLE THROUGH THIS WEBSITE, YOU DO SO AT YOUR OWN RISK. YOU UNDERSTAND THAT YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM ANY MATERIAL AND/OR DATA DOWNLOADED FROM OR OTHERWISE PROVIDED THROUGH THIS WEBSITE.
THIS WEBSITE IS PROVIDED TO YOU "AS IS," "WITH ALL FAULTS," AND "AS AVAILABLE." COMPANY AND ITS AGENTS AND LICENSORS CANNOT AND DO NOT WARRANT THE ACCURACY, COMPLETENESS, USEFULNESS, TIMELINESS, NONINFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OF THE INFORMATION AVAILABLE THROUGH THE WEBSITE, NOR DO THEY GUARANTEE THAT THE WEBSITE WILL BE ERROR-FREE, OR CONTINUOUSLY AVAILABLE, OR THAT THE WEBSITE WILL BE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
UNDER NO CIRCUMSTANCES SHALL COMPANY (INCLUDING ITS PARENTS, SUBSIDIARIES, AND AFFILIATES) OR ITS AGENTS OR LICENSORS BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DAMAGES ARISING OUT OF ANY USE OR MISUSE OF THIS WEBSITE, INCLUDING, WITHOUT LIMITATION, LIABILITY FOR CONSEQUENTIAL, SPECIAL, INCIDENTAL, INDIRECT, OR SIMILAR DAMAGES, EVEN IF ADVISED BEFOREHAND OF THE POSSIBILITY OF SUCH DAMAGES, REGARDLESS OF THE FORM OR CAUSE OF ACTION INCLUDING, BUT NOT LIMITED TO, CONTRACT, NEGLIGENCE, AND OTHER TORT ACTIONS. BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN CATEGORIES OF DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH STATES, THE LIABILITY OF COMPANY AND ITS AGENTS AND LICENSORS IS LIMITED TO THE FULLEST EXTENT PERMITTED BY SUCH STATE LAW. YOU AGREE THAT THE LIABILITY OF COMPANY (INCLUDING ITS PARENTS, SUBSIDIARIES, AND AFFILIATES) AND ITS AGENTS AND LICENSORS, IF ANY, ARISING OUT OF ANY KIND OF LEGAL CLAIM IN ANY WAY CONNECTED TO THE WEBSITE SHALL NOT EXCEED THE AMOUNT YOU PAID TO COMPANY FOR THE USE OF THE WEBSITE.
Exclusions and Limitations
Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages. Accordingly, some of the above limitations may not apply to you. To the extent a court determines any provisions in this Agreement to be unenforceable; such a determination shall not affect the validity of the remaining terms of this Agreement, which shall remain in full force and effect.
By visiting and/or using the Company Website from within the United States, you agree that the laws of the State of Delaware, without regard to principles of conflict of laws, will govern this Agreement and any dispute of any sort that might arise between you and Company or its affiliates.
IN THE EVENT OF ANY CONTROVERSY, CLAIM OR DISPUTE BETWEEN THE PARTIES ARISING OUT OF OR RELATING TO THIS AGREEMENT OR THE BREACH, TERMINATION, ENFORCEMENT, INTERPRETATION OR VALIDITY THEREOF, INCLUDING THE TERMINATION OF THE SCOPE OR APPLICABILITY OF THIS AGREEMENT TO ARBITRATE, SHALL BE DETERMINED BY ARBITRATION IN DELAWARE OR IN THE COUNTY IN WHICH THE CONSUMER RESIDES, IN ACCORDANCE WITH THE LAWS OF THE STATE OF DELAWARE FOR AGREEMENTS TO BE MADE IN AND TO BE PERFORMED IN DELAWARE. THE PARTIES AGREE, THE ARBITRATION SHALL BE ADMINISTERED BY THE AMERICAN ARBITRATION ASSOCIATION ("AAA") PURSUANT TO ITS RULES AND PROCEDURES AND AN ARBITRATOR SHALL BE SELECTED BY THE AAA. THE ARBITRATOR SHALL BE NEUTRAL AND INDEPENDENT AND SHALL COMPLY WITH THE AAA CODE OF ETHICS. THE AWARD RENDERED BY THE ARBITRATOR SHALL BE FINAL AND SHALL NOT BE SUBJECT TO VACATION OR MODIFICATION. JUDGMENT ON THE AWARD MADE BY THE ARBITRATOR MAY BE ENTERED IN ANY COURT HAVING JURISDICTION OVER THE PARTIES. IF EITHER PARTY FAILS TO COMPLY WITH THE ARBITRATOR'S AWARD, THE INJURED PARTY MAY PETITION THE CIRCUIT COURT FOR ENFORCEMENT. THE PARTIES AGREE THAT EITHER PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN HIS/HER OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. FURTHER, THE PARTIES AGREE THAT THE ARBITRATOR MAY NOT CONSOLIDATE PROCEEDINGS OF MORE THAN ONE PERSON'S CLAIMS, AND MAY NOT OTHERWISE PRESIDE OVER ANY FORM OF REPRESENTATIVE OR CLASS PROCEEDING. THE PARTIES SHALL SHARE THE COST OF ARBITRATION, INCLUDING ATTORNEYS FEES, EQUALLY. IF THE CONSUMERS SHARE OF THE COST IS GREATER THAN $1,000.00 (ONE-THOUSAND DOLLARS), THE COMPANY WILL PAY THE CONSUMERS SHARE OF COSTS IN EXCESS OF THAT AMOUNT.
IN THE EVENT A PARTY FAILS TO PROCEED WITH ARBITRATION, UNSUCCESSFULLY CHALLENGES THE ARBITRATOR'S AWARD, OR FAILS TO COMPLY WITH THE ARBITRATOR'S AWARD, THE OTHER PARTY IS ENTITLED TO COSTS OF SUIT, INCLUDING A REASONABLE ATTORNEY'S FEE FOR HAVING TO COMPEL ARBITRATION OR DEFEND OR ENFORCE THE AWARD.
Additional Dispute Resolution
Any other Disputes will be Resolved as Follows:
If a dispute arises under this agreement, we agree to first try to resolve it with the help of a mutually agreed upon mediator. Any costs and fees other than attorney fees associated with the mediation will be shared equally by each of us.
If it proves impossible to arrive at a mutually satisfactory solution through mediation, we agree to submit the dispute to binding arbitration under the rules of the American Arbitration Association. Judgment upon the award rendered by the arbitration may be entered in any court with jurisdiction to do so.
Notices and Email
You agree that Company may submit any notices to you via either e-mail or regular mail. The service may also provide notices by displaying notices or links to notices to you generally on the service, which notice you also agree Company may submit to you via e-mail or regular mail.
Questions and Comments
We invite you to send in your questions or comments about this website, or to bring to our attention any material you believe to be inaccurate. You may provide general feedback by emailing us at email@example.com.
What information do we collect?
We collect information from you when you fill out a form. When ordering or registering on our site, as appropriate, you may be asked to enter your: name, e-mail address or phone number. You may, however, visit our site anonymously.
What do we use your information for?
Any of the information we collect from you may be used in one of the following ways:
- To personalize your experience (your information helps us to better respond to your individual needs)
- To improve our website (we continually strive to improve our website offerings based on the information and feedback we receive from you)
- To improve customer service (your information helps us to more effectively respond to your customer service requests and support needs)
- To process transactions
Your information, whether public or private, will not be sold, exchanged, transferred, or given to any other company for any reason whatsoever, without your consent, other than for the express purpose of delivering the purchased product or service requested.
- To administer a contest, promotion, survey or other site feature
- To send periodic emails
The email address you provide for order processing, may be used to send you information and updates pertaining to your order, in addition to receiving occasional company news, updates, related product or service information, etc.
Note: If at any time you would like to unsubscribe from receiving future emails, we include detailed unsubscribe instructions at the bottom of each email.
How do we protect your information?
We implement a variety of security measures to maintain the safety of your personal information when you enter, submit, or access your personal information. After a transaction, your private information (credit cards, social security numbers, financials, etc.) will not be kept on file for more than 60 days.
Yes (Cookies are small files that a site or its service provider transfers to your computers hard drive through your Web browser (if you allow) that enables the sites or service providers systems to recognize your browser and capture and remember certain information.
If you prefer, you can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies via your browser settings. Like most websites, if you turn your cookies off, some of our services may not function properly. However, you can still place orders over the telephone.
Do we disclose any information to outside parties?
We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.
Third party links
Occasionally, at our discretion, we may include or offer third party products or services on our website. These third party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.
California Online Privacy Protection Act Compliance
Because we value your privacy we have taken the necessary precautions to be in compliance with the California Online Privacy Protection Act. We therefore will not distribute your personal information to outside parties without your consent.
Childrens Online Privacy Protection Act Compliance
We are in compliance with the requirements of COPPA (Childrens Online Privacy Protection Act), we do not collect any information from anyone under 13 years of age. Our website, products and services are all directed to people who are at least 13 years old or older.
Terms and Conditions
Need QUICK CASH? Apply for a loan now with GREEN TOUCH and get up to $1500 dollars. Bad Credit is no issue! Get your loan now!
Online payday loans are small, short-term loans, that can provide you with a convenient source of funds when you need it most.
No application fee
Receive funds directly into your bank
ONLY THREE EASY STEPS TO SUCCESS
Fill out the form
Sign Your Loan Docs
Online instant payday loans are emergency loans which might also be called any of the following:
- online loans
- online cash advances
- online payday advance
- internet loan
- paycheck advance
- advance loans
All these names refer to very short term loans, online attainable, falling due on the recipient’s next payday. For this reason, they are generally not available to the unemployed.
After applications for payday loans online, direct lenders only need to assess borrowers’ ability to repay by considering their income, address, age, previous bad credit history and a few other factors. Payday loans are potentially very risky for lenders and to cover the uncertainty, the interest is often higher than loans from banks.
Green Touch offers other kinds of online cash loans: Installment loans or title loans for customers who would like longer repayment periods and we also offer a merchant cash advance for companies which need short term funds.
For online payday loans, no credit check is generally required, but lenders may query various consumer databases, such as CL Verify, TeleTrack or DataX in order to verify your identity and review your past personal loan history. Another possible option would be to apply for a title loan, a pay advance which may not require a credit check.
Imagine your car has broken down and you can’t get to work resulting in loss of income or even loss of your job. Now imagine you don’t have a good relationship with a bank which will allow you to get an instant loan or overdraft. What should you do? A paydayloan is possibly the answer.
Via cell phone or PC, fill our 5-minute easy online application form. The form will be submitted to multiple lenders who make an instant decision. Generally speaking, lenders know within a minute or two if they will issue the online loan to you. If accepted the funds will be transferred to your bank account, allowing you deal with your final emergency.
On your payday, the lender will take back the agreed pay day advance from your bank account. In the case of difficulty with your payment, some lenders will extend the duration of your loan up to approximately 5 weeks from the initial payment. Delayed repayment can result in an interesting spiral making the loan unaffordable, so you should consider this option carefully. Before making an online payday loan application consider how much you can afford to pay back.
If you find yourself in a situation where your debts are spiraling, you may want to consider Green Touch’s “rescue” payday loan consolidation which should result in lower costs going forward.
Statistically, the largest group of payday loan borrowers are women from their 20’s to 40’s. Borrowers tend not to have attended higher education, are separated and earn below $39,000. Many payday applicants have bad credit ratings.
Often traditional lenders need security for a loan but payday loan lenders base their decisions more upon wages and as well as other factors.
Online cash advances are used for medical emergencies, heating repair, vehicle repair, rent bills, utility bills, overdrawn checking accounts, travel costs, funeral costs, creditors, obtaining further funds after credit cards reach their limit, or even posting bail.
The amounts borrowed for paydayloans tend to be between $100 and $1000. If you need more, apply for a lower interest installment loan. The annual percentage rate ranges from 261% to 1304% and is determined by the duration of the loan. Whilst these rates seem prohibitive over a year, in the case of a payday advance, loans are intended to be made for less than 60 days. if the loan is used responsibly and repaid at the next payday the interest charges can be reasonable considering the extra legwork and security one might have to put up to secure a traditional loan. The costs of the loan when used properly cover the risk of non payment and also the administrative costs of maintaining the loan.
At the time of writing pay day loans are allowed in 27 states with a further 9 allowing lending in one form or another and the remaining states have banned these loans altogether. Whilst government regulations are made to protect unwitting borrowers from themselves, banning such loans simply reduces the options available to borrowers. Many Americans say they are living paycheck to paycheck and are literally one unexpected setback from financial disaster. A quarter of Americans say they have no savings at all and their main aims are keeping up paying their current financial commitments.
Understandably with such statistics payday loans have exploded to meet the demand as there is often no one else to turn to in a time of need. In fact studies by the FDIC have shown that pay day loan fees are not out of line taking account the operating costs and high default rates. As a form of cash advance, payday loans serve as an important tool in the financial ecosystem when American borrowers have nowhere else to turn
At Green touch we are proud that we can help out so many people with a cash advance online. We are a responsible service and we inform borrowers of the potential pitfalls when taking cash loans. This means YOU are armed and well informed to make your own choices. Green Touch is not to be confused with Green Line Loans nor Greenline Loans, Green Loans, or any similarly named payday loans companies.
There are many ways in which people with malicious intention can take advantage of you and your need for instant cash. There are things that you should know and do to protect yourself. You should always ask for a license. It’s important to check this license when you’re looking into a cash advance online service as a licensed business must comply with state laws. You should also watch out for hidden fees and read the terms presented to you carefully before signing anything.
Make sure you’re in direct contact with a cash advance lender. It’s much easier to deal with a lending service if you can directly speak to representatives on the phone. It’s important to know that though there are many dubious lending companies out there, direct lender payday loans is a great service if you can find the right company with a track record of customer satisfaction and honest business conduct.
You can report instant online loan scams to the Department of Consumer Affairs in your state. You can also report online loan companies to the federal Department of Consumer Affairs. However, it makes the most sense to have the state department consider the violation since lending laws are set at the state level. You should submit your report in writing and keep a copy of it for your personal record. You should have a response from the department verifying receipt of your report and an on-going investigation within a few weeks.
Latest Blog Posts
Latest Blog Posts
Latest Blog Posts
Eligibility for payday loans
As with other types of loan from other lenders, you need to meet certain criteria in order to qualify for a payday loan from Green Touch. You must typically:
a) Be a US citizen
b) Be 18 years or older
c) Have a checking account with direct deposit eligibility
d) Have held steady employment in recent months
The majority of cash advance lenders – including banks and other financial institutions – require these four criteria. A checking account that receives direct deposits is typically a requirement for online payday loans, as this is the way your loan will be paid to you. Proof of steady employment is usually required so that the online payday loan lenders are confident that you can repay your loan on time.
Benefits of payday loans
Millions of Americans are struggling with money troubles. Unemployment levels are high due to the recession and many of those who are employed live from one paycheck to the next. For those whose money barely stretches from one payday to another, internet payday loans could be the ideal solution. Benefits of a payday cash advance include:
1. Borrow just the amount you need – You can take out a payday loan for just the amount you need and are able to pay back. For instance, if you need to pay $300 in auto repairs, you don’t need a $3,000 loan from a bank. You can borrow just $300 from an online payday loan lender like Green Touch which offers cash loans online and be confident to pay loans back on time.
2. Payback is quick and easy – It’s easy to set up a simple method of repayment for a payday loan. At the end of the quick and easy application process, you’ll be given a timeline for repayment that usually fits in with the dates of your paychecks.
3. No long-term agreements – Once you have repaid your loan in full, the transaction with the payday loan lender is over. This means your relationship with the cash lenders can be complete within weeks of applying and receiving your direct deposit into your bank, with no lingering obligations.
If you think a payday loan could help you, complete our online application for free today, or speak with one of our representatives to find out more by calling our toll-free number.
Popularity of online payday loans
A growing number of people are turning to online pay day loans because of their ease and convenience. They’re ideal for times when money is tight, as the applicant can receive the funds in their bank account within a day of completing the online payday loan application and being approved. Instead of going to speak to a lender in person, applicants can complete the entire process from the comfort of their home. With Green Touch, you don’t even need to fax any documents – the application can be completed in full as long as you have access to a computer and an internet connection. Once you have been approved, you will receive the amount of money you have chosen, your repayment schedule and details of any penalties or fees that may be incurred if you do not repay the loan on time.
How online payday loans can help
Get help with an online payday loan
A payday loan can help if you are struggling to pay your bills or are worried about coping until your next paycheck. Thousands of Americans rely on payday loans every single day, providing funds quickly and easily so that people can pay unexpected bills. Thanks to the arrival of online payday loans, the application process is simple. After entering a small amount of information, you will be told immediately if you have been approved. It’s up to you how much money you borrow. Get in touch today by calling our toll-free number and requesting a no-obligation consultation with one of our payday loan representatives.
Here’s how to get a payday loan
A payday loan can help if you are struggling to pay your bills or are worried about coping until your next paycheck. Thousands of Americans rely on payday loans every single day, providing funds quickly and easily so that people can pay unexpected bills. Thanks to the arrival of online payday loans, the application process is simple. After entering a small amount of information, you can get your payday advance online approved by a lender in as little as 5 minutes. Upon approval, you’ll be redirected to the lender’s website where you’ll have the opportunity to review the terms of the loan. If you decide to accept, you’ll e-sign for the loan at that point. Alternatively, you can call the number listed at the top of the page to apply for your payday loan.